WooCommerce payment methods: setting up iDEAL, credit card and more
Last updated: 31 December 2025
WooCommerce payment methods: complete guide for iDEAL, credit card and more
The right payment methods are crucial for your webshop conversion. In this comprehensive guide, I compare the most popular payment providers for WooCommerce and help you with the setup step by step.
Why payment methods matter
Research shows that 70% of cart abandonment happens at checkout. One of the main reasons? The preferred payment method is missing. By offering the right payment options, you directly increase your conversion.
Which payment methods do you need?
Essential
- iDEAL - 60% of all online payments in the Netherlands
- Credit card - for international customers
- PayPal - trusted name
Optional but valuable
- Bancontact - for Belgian customers
- Klarna - buy now, pay later
- Apple Pay / Google Pay - mobile payments
Mollie: the Dutch favorite
Mollie is a Dutch payment provider that integrates perfectly with WooCommerce.
Mollie rates
- iDEAL: €0.29 per transaction
- Credit card: 1.8% + €0.25
- PayPal: 1.5% + €0.25
- No monthly costs
Advantages
- Dutch support
- Fast payouts (next business day)
- Easy setup
- Free WooCommerce plugin
Stripe: the international champion
Stripe is the largest payment provider worldwide.
Stripe rates
- Credit card EU: 1.4% + €0.25
- iDEAL: €0.29
Advantages
- Excellent API
- Worldwide coverage
- Advanced fraud detection
- Apple Pay and Google Pay built-in
Comparison table
| Provider | iDEAL | Credit card | Setup | Dutch support |
|---|---|---|---|---|
| Mollie | €0.29 | 1.8% + €0.25 | Easy | Yes |
| Stripe | €0.29 | 1.4% + €0.25 | Medium | No |
| PayPal | N/A | 2.9% + €0.35 | Easy | Limited |
My recommendation
For Dutch webshops: Start with Mollie. It's the easiest option with Dutch support and lowest iDEAL costs.
For international sales: Combine Mollie (for iDEAL) with Stripe (for international credit cards).
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