WooCommerce payment methods: complete guide for iDEAL, credit card and more

The right payment methods are crucial for your webshop conversion. In this comprehensive guide, I compare the most popular payment providers for WooCommerce and help you with the setup step by step.

Why payment methods matter

Research shows that 70% of cart abandonment happens at checkout. One of the main reasons? The preferred payment method is missing. By offering the right payment options, you directly increase your conversion.

Which payment methods do you need?

Essential

• iDEAL - 60% of all online payments in the Netherlands
• Credit card - for international customers
• PayPal - trusted name

Optional but valuable

• Bancontact - for Belgian customers
• Klarna - buy now, pay later
• Apple Pay / Google Pay - mobile payments

Mollie: the Dutch favorite

Mollie is a Dutch payment provider that integrates perfectly with WooCommerce.

Mollie rates

• iDEAL: €0.29 per transaction
• Credit card: 1.8% + €0.25
• PayPal: 1.5% + €0.25
• No monthly costs

Advantages

• Dutch support
• Fast payouts (next business day)
• Easy setup
• Free WooCommerce plugin

Stripe: the international champion

Stripe is the largest payment provider worldwide.

Stripe rates

• Credit card EU: 1.4% + €0.25
• iDEAL: €0.29

Advantages

• Excellent API
• Worldwide coverage
• Advanced fraud detection
• Apple Pay and Google Pay built-in

Comparison table

Provider	iDEAL	Credit card	Setup	Dutch support
Mollie	€0.29	1.8% + €0.25	Easy	Yes
Stripe	€0.29	1.4% + €0.25	Medium	No
PayPal	N/A	2.9% + €0.35	Easy	Limited

My recommendation

For Dutch webshops: Start with Mollie. It's the easiest option with Dutch support and lowest iDEAL costs.

For international sales: Combine Mollie (for iDEAL) with Stripe (for international credit cards).